Years ago, company owners need to purchase an expensive terminal and to have a contract with a merchant for credit card processing for them just to accept credit card payment, but now as the technology permits many freelancers and small businesses uses their own gadgets for credit card payments. One of the most used is of course the iPad. There are numbers of options though for iPad users to choose from for processing of payments.
First on the list is The Square. It is a small card reader that you plug into your iPad, it will now serve as your own credit card reader. You just have to swipe the credit card directly to the card reader and iPad will process the payment then the receipt/s will be send to the customer’s email. The card reader is free as well as the application for iPad, but you have to pay 2.75% per transaction. And you will receive the payment in 1 day. You may also want to try Pay Anywhere. Same with The Square, the card reader and the application are free; it has no monthly minimum charge, no fee for the set-up and no cancellation fee at all. It can also be installed in iPad, iPhone and iTouch. You can receive your payment within 2 days. The Square and Pay Anywhere accept credit cards like American Express, Master Card, VISA and Discover. If you have no gadgets like iPad, you may try the most and tried common processing service of all, the Manual Online processing service. You just have to fill-out a form in the website; the customer must provide the details such as their name, address, credit card number, and expiry date and security code. Then you put the total amount charged to the customer, press button then the payment will be processed. This service has the longest to process the payment among the 3.